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Posted On: 21-05-2024

Demystifying the Debt myths for you and your business

A lot has been said about debt and some of us have some bad stories when it comes to debt. The main question then becomes is debt all that bad and what is debt anyway.  In the simplest form debt is the money borrowed by one party from another to serve a financial need that otherwise cannot be met outrightly. The important thing to note is that there must be a specific financial need that you in...

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Posted On: 21-05-2024

Understanding Capital Markets

Trading in Capital Markets offers several benefits to investors. Capital markets provide opportunities for investors to earn significant returns on their investments. Through strategic buying and selling of securities such as stocks, bonds, and derivatives, investors can capitalize on market fluctuations and asset appreciation. Not to forget, they are highly liquid, meaning investors can easily...

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Posted On: 24-04-2024

CBK under pressure to maintain high interest rates.

Heavy domestic debt maturities in May and June are set to complicate the Central Bank of Kenya’s (CBK) efforts to bring down interest rates, even as the State closes in on hitting its net domestic borrowing target for the fiscal year. Analysis of upcoming maturities done by analysts at NCBA Capital shows that debt worth Sh369 billion falls due in the next two months, with May accounting for the...

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Posted On: 12-04-2024

Emotion Vs Investments

From fear and greed to overconfidence and regret, our feelings can lead us astray, particularly in the realm of investment. Recognizing this, mastering our emotions becomes paramount for successful investing. Understanding Emotional Investment Decisions: Emotions are powerful drivers of human behavior, and the financial world is no exception. Consider the fear that grips investors during mar...

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Posted On: 05-04-2024

Budgeting

It’s the beginning of a new month! Have you budgeted? A common pitfall many of us fall into is spending impulsively before establishing a budget. As a result, we often find ourselves with more weeks left in the month than money in our accounts. Remember, it's essential for our money to outlast the weeks, not the other way around😉😉. At its core, budgeting is about directing your money purpo...